Asset-based financing that unlocks the value already in your business
Access capital against accounts receivable, inventory, equipment, or other business assets. The collateral drives the size of the facility, so you can access more capital than cash flow alone supports.
Put your receivables, inventory, and equipment to work.
Asset-based financing is designed for established companies with meaningful assets on the balance sheet. We advance against the appraised or collateral value of your receivables, inventory, equipment, or other assets, and structure repayment around your operating cycle.
Because the financing is secured, asset-based structures can support larger amounts and longer terms than unsecured products. We review your assets, financials, and collateral reporting, then present written terms with the full cost disclosed up front.
What you need
- 1+ year in business
- $100K+ in eligible collateral
- Accounts receivable and inventory reports
- Recent business financial statements
How owners put it to work.
Funds can be used for any legitimate business purpose.
Growth capital
Fund expansion using the value tied up in receivables and inventory.
Refinancing
Replace higher-cost obligations with a secured facility.
Turnaround and transition
Access capital during restructuring, acquisitions, or ownership changes.
What to expect.
One underwriter handles your file from start to finish.
- Step 1
Apply
Short online application and recent bank statements.
- Step 2
Review
In-house underwriting, typically within one business day.
- Step 3
Offer
Written terms with the total cost disclosed before you sign.
- Step 4
Fund
Sign electronically and receive funds by wire or ACH.
About asset-based financing.
Do you run a credit check?
Yes. A credit check is part of our review, alongside your bank activity, cash flow, and time in business. Business performance carries the most weight in our decisions.
How quickly can I receive funds?
Many revenue-based financing deals are approved within 24 hours of a complete file and funded the same day. Purchase order, asset-based, and equipment financing typically take three to ten business days.