Equipment financing that keeps your cash working
Finance new or used equipment over a term that matches its useful life. The equipment itself serves as collateral.
The equipment secures the deal.
Equipment financing lets you acquire the assets that grow revenue without a large cash outlay. Because the equipment secures the financing, terms can run longer and payments can stay lower than unsecured options.
We finance new and used equipment from dealers and private sellers. Send us a quote or invoice and we will structure the rest.
What you need
- 1+ year in business
- Equipment quote or invoice
- Last 4 months of statements
How owners put it to work.
Funds can be used for any legitimate business purpose.
Trucks and vehicles
Fleet additions, tractors, trailers, and work vehicles.
Machinery
Construction, manufacturing, and production equipment.
Kitchen and medical
Commercial kitchen, diagnostic, and specialty equipment.
What to expect.
One underwriter handles your file from start to finish.
- Step 1
Apply
Short online application and recent bank statements.
- Step 2
Review
In-house underwriting, typically within one business day.
- Step 3
Offer
Written terms with the total cost disclosed before you sign.
- Step 4
Fund
Sign electronically and receive funds by wire or ACH.
About equipment financing.
Do you run a credit check?
Yes. A credit check is part of our review, alongside your bank activity, cash flow, and time in business. Business performance carries the most weight in our decisions.
How quickly can I receive funds?
Many revenue-based financing deals are approved within 24 hours of a complete file and funded the same day. Purchase order, asset-based, and equipment financing typically take three to ten business days.