Purchase order financing that lets you say yes to bigger orders
When a large order lands and your supplier needs payment up front, we fund the supplier directly. You deliver, your customer pays, and the transaction settles.
Fill the order before you have the cash.
Purchase order financing is built for distributors, wholesalers, and manufacturers who win orders larger than their cash position can support. Approval is based primarily on the strength of the purchase order and the creditworthiness of your customer, not your balance sheet.
We pay your supplier directly, your goods ship to your customer, and once your customer pays the invoice, we deduct our fee and remit the balance to you. The cost is set per transaction and disclosed before you sign.
What you need
- Verified purchase order from a creditworthy customer
- Reliable supplier with a quote or pro forma invoice
- Resale of finished goods (not services)
- Gross margin of 20%+ on the order
How owners put it to work.
Funds can be used for any legitimate business purpose.
Large customer orders
Accept orders from retailers, distributors, or government buyers that exceed your cash on hand.
Seasonal volume
Fund supplier payments ahead of peak selling seasons.
New accounts
Take on a major new customer without turning away existing business.
What to expect.
One underwriter handles your file from start to finish.
- Step 1
Apply
Short online application and recent bank statements.
- Step 2
Review
In-house underwriting, typically within one business day.
- Step 3
Offer
Written terms with the total cost disclosed before you sign.
- Step 4
Fund
Sign electronically and receive funds by wire or ACH.
About purchase order financing.
Do you run a credit check?
Yes. A credit check is part of our review, alongside your bank activity, cash flow, and time in business. Business performance carries the most weight in our decisions.
How quickly can I receive funds?
Many revenue-based financing deals are approved within 24 hours of a complete file and funded the same day. Purchase order, asset-based, and equipment financing typically take three to ten business days.