Frequently asked questions

We underwrite and fund with our own capital. Your application is not shopped to a network of other funders, and the people you speak with are the people who make the decision.

Yes. A credit check is part of our review, alongside your bank activity, cash flow, and time in business. Business performance carries the most weight in our decisions.

Many revenue-based financing deals are approved within 24 hours of a complete file and funded the same day. Purchase order, asset-based, and equipment financing typically take three to ten business days.

A completed application and your last four months of business bank statements. Depending on the product and amount, we may also request a driver's license, a voided check, an equipment quote, or recent tax returns.

Any legitimate business purpose, including inventory, payroll, equipment, marketing, renovations, hiring, or refinancing.

Yes. We are headquartered in New York and fund businesses across the United States, subject to state eligibility.

Existing financing does not automatically disqualify you. We review your current obligations and cash flow to determine what fits responsibly.

Every offer includes the total amount funded, total repayment, payment amount and frequency, and any fees, along with the disclosures required under the New York Commercial Finance Disclosure Law.